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Duane suggested they both fill out questionnaires listing not only their favorite foods and hobbies but also personality quirks and financial status. An impostor poses as a suitor, lures the victim into a romance, then loots his or her finances.

He also sent her a link to a song, pop star Marc Anthony's "I Need You." "It holds a message in it," he told her, "a message that delivers the exact way i feel for you." Amy clicked on the link to the song, a torrid ballad that ends with the singer begging his lover to marry him. In pre-digital times, romance scammers found their prey in the back pages of magazines, where fake personal ads snared vulnerable lonely hearts.

The FBI says that Americans lost some million to online-dating fraud in just the last six months of 2014.

Web-based dating services first popped up in the mid-1990s and are now a billion industry.

As of December 2013, 1 in 10 American adults had used services such as Match.com, Plenty of Fish and e Harmony.

She had a website for her business, was on Facebook, carried a smartphone.

But who knew exactly how these online dating services worked?

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    For the purposes of this article, though, we tested the Android OS app on a couple of Android devices: specifically, a Samsung Stratosphere smartphone and — except for Qik — a Motorola XOOM tablet.